Up early today to take my son to do overtime - done ironing, done online banking - reward is cup of tea and a blog at 7.40am - then packing........................................
We had a letter from the solicitor on Thursday with queries from our buyers solicitors- that took me all Thursday evening to sort out. When we moved in there was a conservatory on the side of the house over the kitchen door (described by us in the agents details as a garden as it is not grand like some conservatories are now) This was of brick construction with mouldy, green windows on top and an old plastic roof. The 'egg lady' who used to come told me that her Mum had lived opposite us from the bungalows being built in 1963 and the addition was made a few months after the bungalow was completed. We didnt need planning in 1996 when we changed the wood for upvc and added a new roof. The sol's are now querying why a 'garden room' is in the agents details when it is not on the deeds. The thing is it didnt need planning in 1963 so the deeds wouldn't have been changed and why didn't our sol's query this in 1995 when we bought the house?? Anyway the neighbours who bought the egg lady's mums house have said they will verify it has been there since they moved in 29 years ago! We also have the agents picture when we bought in 1995 and it shows it clearly on there.
We then discover that we will have to take an indemnity policy out for our buyers in case the vicar ever decides to come and claim money from them as noted in the deeds. This is I believe £58 and covers them for 25 years. When we moved to our previous house in 1990 there were no probs then when we left it in 95 to come here all of a sudden it was discovered that the previous owner didnt have planning for his garage and wayleave. So we had to pay for retrospective planning for it. Now why wasnt that spotted when we bought? There is no consistency in this is there.
When we filled in the form about the property it also asks if there has been any disputes about the boundaries - so as we had a solicitors letter from the neighbour who lives behind us but who's drive is at the side of ours we knew we had to mention it. As it had a land registry stamp on it we thought well they will see that there was an enquiry to the registry we had better be honest. Mrs C died about 3 years ago and the property was sold and no one ever came and queried the boundaries.
These are all things that hold up the process - I asked a lady down the road who moved in recently and their seller had to pay the indemnity policy of £58 to ward off the vicar!! She also had to pay £75 for another policy because the council had no record of planning for her conservatory even though it wouldnt have needed it in case they decided at a later that the may query its existence!
So, we are no further on at the moment ! Alan is up now - so we had better get started